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Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Johnson & Johnson Insurance Agency, LLC today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Location

Johnson & Johnson Insurance Agency - Moorhead

1730 30th Avenue South
Moorhead, MN 56560
Main office: 218-233-1411
Toll free: 800-279-1060

Our Providers

Testimonials

So helpful in getting you exactly what you need. They actually care about their clients and work hard to build relationships with them. I would definitely recommend this company :)
Amber Anderson
Great people and great rates. cannot recommend highly enough
Andrew Atchison
If you are looking for great service and people to work with on every insurance need you have, you have come to the right place. My agent Sean Bertie shoots straight with me on the coverage I need for my home, family and auto. He is willing to go out of his way to save us money, while making sure we are completely covered and I appreciate that. Johnson & Johnson is a great local company and you can tell by walking through the door, and building a relationship with them that they really care about your needs. I would recommend Sean and the whole Johnson & Johnson family to anyone in need of or looking for insurance.
Cy Groslie