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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Johnson & Johnson Insurance Agency, LLC, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Johnson & Johnson Insurance Agency, LLC recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative at Johnson & Johnson Insurance Agency, LLC today to prevent mistakes and errors from becoming major losses for your business.

Our Location

Johnson & Johnson Insurance Agency - Moorhead

1730 30th Avenue South
Moorhead, MN 56560
Main office: 218-233-1411
Toll free: 800-279-1060

Our Providers

Testimonials

So helpful in getting you exactly what you need. They actually care about their clients and work hard to build relationships with them. I would definitely recommend this company :)
Amber Anderson
Great people and great rates. cannot recommend highly enough
Andrew Atchison
If you are looking for great service and people to work with on every insurance need you have, you have come to the right place. My agent Sean Bertie shoots straight with me on the coverage I need for my home, family and auto. He is willing to go out of his way to save us money, while making sure we are completely covered and I appreciate that. Johnson & Johnson is a great local company and you can tell by walking through the door, and building a relationship with them that they really care about your needs. I would recommend Sean and the whole Johnson & Johnson family to anyone in need of or looking for insurance.
Cy Groslie